About TerraHedge
Our Mission
TerraHedge exists to make climate risk measurable, comparable, and actionable.
We help insurers, lenders, asset managers, and corporates understand how climate and market volatility affect real assets—at the county level—so decisions are driven by data rather than intuition.
The Problem We’re Solving
Climate risk is no longer theoretical, but most institutions still rely on:
- backward-looking loss data
- coarse geographic models
- qualitative overlays that don’t scale
As climate volatility accelerates, these approaches break down—mispricing risk, distorting capital allocation, and increasing tail exposure. The result is uncertainty precisely where precision matters most.
Our Approach
TerraHedge combines climate science, geospatial analytics, and market data to quantify exposure at the level where decisions are actually made: counties, portfolios, and contracts.
Our platform:
- Integrates climate projections with historical loss and market data
- Produces transparent, explainable risk metrics
- Enables scenario analysis for underwriting, lending, and portfolio construction
The goal isn’t prediction theater. It’s decision support that holds up under scrutiny.
Who We Serve
TerraHedge is built for institutions that price risk for a living, including:
- Insurers and reinsurers
- Agricultural and climate-linked lenders
- Asset managers with regional exposure
- Corporates managing climate-sensitive supply chains
If your balance sheet is exposed to climate variability, TerraHedge is designed for you.
Why TerraHedge
Most climate tools answer academic questions. TerraHedge answers commercial ones.
We focus on:
- Decision-relevant geographic granularity
- Model transparency over buzzwords
- Outputs that fit directly into real underwriting and investment workflows
Climate risk is a financial problem. We treat it like one.
Our Values
Precision over hype
We prioritize explainability and rigor over opaque complexity.
Risk literacy
Better models matter, but judgment determines outcomes.
Practical impact
If a metric doesn’t change a decision, it doesn’t belong in the product.
Looking Ahead
As climate volatility reshapes markets, the institutions that adapt fastest will be those that can see risk clearly—and act early.
TerraHedge is building the infrastructure to make that possible.